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HIGH

CVE-2026-103895

CVSS v3

8.1

HIGH

EPSS Score

—

exploit probability

CISA KEV

No

known exploited

Exploitation

—

SSVC status

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Affected and fixed versions

Neither OSV.dev nor the vendor advisories we read list affected versions for CVE-2026-103895 yet.

Full record on NVD

Description

The miniOrange OTP Login, Verification and SMS Notifications plugin for WordPress is vulnerable to Authentication Bypass in versions up to, and including, 5.5.8 via the `mo_by_pass_login()` function. This is due to `mo_delay_otp_process()` short-circuiting the authentication flow before password validation or the administrator intent gate (added in 5.5.6) can run, combined with the Delay OTP grace flag (`mov_last_verified_dttm`) being stored as a `user_meta` row keyed solely by target user ID with no binding to the originating session, cookie, IP address, or device. This makes it possible for unauthenticated attackers to authenticate as any WordPress user — including administrators — by submitting only a known username with the `mo_wp_login_intent=otp` parameter and any non-empty password, thereby inheriting a legitimate user's open Delay OTP grace window without ever supplying correct credentials. Exploitation requires the site to have OTP-only login (`wp_login_skip_password=1`, `wp_login_skip_password_fallback=0`) and Delay OTP Verification (`wp_login_delay_otp=1`) enabled, and the target account must currently be within its configured Delay OTP interval.

Technical details

CVSS v3 Vector
CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:H/I:H/A:H
Published
2026-10-16
Last Modified
2026-10-16

Frequently asked questions

What is CVE-2026-103895?

The miniOrange OTP Login, Verification and SMS Notifications plugin for WordPress is vulnerable to Authentication Bypass in versions up to, and including, 5.5.8 via the `mo_by_pass_login()` function. This is due to `mo_delay_otp_process()` short-circuiting the authentication flow before password validation or the administrator intent gate (added in 5.5.6) can run, combined with the Delay OTP grace flag (`mov_last_verified_dttm`) being stored as a `user_meta` row keyed solely by target user ID with no binding to the originating session, cookie, IP address, or device. This makes it possible for unauthenticated attackers to authenticate as any WordPress user — including administrators — by submitting only a known username with the `mo_wp_login_intent=otp` parameter and any non-empty password, thereby inheriting a legitimate user's open Delay OTP grace window without ever supplying correct credentials. Exploitation requires the site to have OTP-only login (`wp_login_skip_password=1`, `wp_login_skip_password_fallback=0`) and Delay OTP Verification (`wp_login_delay_otp=1`) enabled, and the target account must currently be within its configured Delay OTP interval.

Is CVE-2026-103895 actively exploited?

Active exploitation of CVE-2026-103895 has not been confirmed.

What is the CVSS score for CVE-2026-103895?

CVE-2026-103895 has a CVSS v3 base score of 8.1 (HIGH severity), with vector string CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:H/I:H/A:H.

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